Accurate Insurance - Okeechobee, FL
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  • Accurate Insurance of Okeechobee
  • Tax Preparation
  • Personal Insurance
    • Auto Insurance
    • SR22 / FR44 Insurance
    • Home Insurance
    • Vacant Home Insurance
    • Renters Insurance
    • Motorcycle Insurance
    • Boat / ATV Insurance
    • Travel / RV Insurance
    • Mobile Home Insurance
    • Farm Insurance
    • Ranch Insurance
    • Flood Insurance
  • Commercial Auto Insurance
    • Tractor Trailer Insurance
    • Bobtail Insurance
    • Motor Truck Cargo Insurance
    • Trailer Interchange Insurance
    • Tow Truck Insurance
    • Waste Haulers Insurance
    • Dump Truck Insurance
  • Business Insurance
    • General Liability Insurance
    • General Contractors Insurance
    • Artisans Insurance
    • Barber Shop Insurance
    • Hair Salon Insurance
    • Restaurant Insurance
    • Day Care Insurance
  • Free Notary
  • Free Fax
  • Free Copies

Low Cost Flood Insurance in Okeechobee, FL

ACCURATE INSURANCE ... Your One-Stop Shop
Call or Text: 863-357-1707 or Toll Free: 866-536-2070

​Do I Need Flood Insurance?
Many conditions can cause flooding: spring thaws, heavy rains, hurricanes and the rapid accumulation of rain after a wildfire are just some of them. And, while certain areas are prone to flooding, it can happen anywhere and at any time. According to Fema.gov, floods are the No. 1 natural disaster in the United States. "All it takes is a few inches of water to cause major damage to your home and its contents," the federal government-run website declares.
So, are you prepared? Beyond readying your home and developing a family emergency plan, being prepared for a flood means understanding a bit about insurance.​
HOMEOWNERS INSURANCE DOES NOT TYPICALLY COVER FLOODS
Most important is the fact that a standard homeowners insurance policy typically doesn't cover flood damage. And because floods can occur anywhere, you should consider purchasing a separate National Flood Insurance Program (NFIP) flood policy through an insurance agent. The NFIP is managed by the Federal Emergency Management Agency (FEMA).
Not everyone understands the need for a separate flood policy. In fact, research shows that there's a common misconception that homeowners insurance covers flood damage when, in fact, it typically doesn't. In a recent survey, 44 percent of Americans said they believed they were covered for weather-related floods, when, in fact, only 15 percent reported having purchased a flood insurance policy through the NFIP.
HOW MUCH DOES FLOOD INSURANCE COST?
Costs for flood insurance will vary depending on how much coverage you buy, what the policy covers (does it just cover the structure? the contents of your home?) and your property's flood risk. The NFIP offers flood risk maps to help you identify your community's level of risk.

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101 SW PARK ST, OKEECHOBEE, FL 34972
CALL OR TEXT: 863-357-1707
TOLL FREE:
 866-536-2070
​​
FAX: 863-357-0317

Hours Of Operation 
Mon - Fri: 9:00 am - 5:30 pm
Saturday: Appointment Only
Sunday: closed

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