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Who needs Tow Truck Insurance?
Tow truck insurance is different than your personal automobile insurance.
Just like needing insurance for your car, you need coverage for your flatbed and tow truck vehicles whether you own or lease them.
Tow truck insurance offers additional coverage by “On Hook Coverage” or damages to vehicles or watercraft being towed by one of your tow vehicles.
A tow truck insurance policy will also normally include liability coverage for personal and property damage and personal injury protection. In addition, the tow truck insurance will also provide collision and comprehensive coverage such as fire and theft. Coverage options vary by company, and so you need to make sure that you review these options carefully with your licensed insurance professional.
Make sure your tow truck insurance includes: